PortfolioGPT

PortfolioGPT is an AI investing tool that builds a personalized portfolio from what you tell it about your time horizon and risk tolerance.

Pick your parameters, and it returns an instant allocation that can span stocks, ETFs, real estate and crypto.

That asset mix is the main draw: most portfolio generators stick to equities.

The free plan costs $0 and gives you 5 queries per day on GPT-4o mini, a learning model, with email support and an investment newsletter.

That is enough to try it a few times, but not to iterate much.

Paid plans start at $3 a month, or $27 on an annual plan, and drop the daily cap in favor of unlimited queries.

They also switch the model to OpenAI o3-mini, a reasoning model, and the annual tier lists priority email support and newsletters covering financial markets and artificial intelligence.

See the output as a starting point for your own research.

PortfolioGPT generates suggestions from your inputs, and it is not a replacement for a financial adviser.